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Next time buyers/Remortgagers


The sales aids within this section will support you when advising your clients on our remortgage/next time buyer products. These products are suited to clients who wish to move lender or move up the property ladder.

Affordability
We don't use income multiples. Find out more about how much we could lend.
Download (50Kb PDF)

Underwriting Guide
Find out more about our underwriting policy.
Download (78Kb PDF)

Residential Mortgage Application Checklist
Ensure you have all the necessary details required for placing your application.
Download (91Kb PDF)

Freestyle+
Browse our video guides explaining how mortgages work.
Mortgages you take with you
How much can you borrow?


Affordability calculator
Affordability based lending means your client could borrow more
Find out how much

Fixed Rate Bonds
Did you know you can apply online for a range of Fixed Rate Bonds?

Apply online today

Cash when they need it
Clients over 60? They can free up the equity in their home.

Freestyle Lifetime