| We've answered all the questions you'll need to know from your initial call up to requesting a Key Facts Illustration. |
How much can my client borrow? What are your rates? What is your maximum LTV? Do you do 100% mortgages? Do you do self-certification mortgages? Can I get a quote for my client? What is your lending criteria? How many people can I have named on the mortgage? Do you do Guarantor mortgages? What are the timescales for receiving a Key Facts Illustration? What do you accept as income and what do you require for expenditure? Do you do Buy to Let mortgages? Do you offer Equity Release mortgages? Can you email me a KFI? How much can my client borrow?As long as your client can afford the repayments, we may be willing to lend up to 90% of the property's value on our variable and fixed rate products. What are your rates?We have various rates available based on loan to value and product type. View our ratesWhat is your maximum LTV?On our variable and fixed rate products we may be willing to lend up to 90% of the property's value.Do you do 100% mortgages?We currently do not have any 100% mortgages. Please call us on 0845 845 8451 if you wish to discuss your mortgage requirements.Do you do self-certification mortgages?No, however if the loan to value (including any additional borrowing) is 75% or less, then income verification may not be required. However, Standard Life Bank reserves the right to request this. Can I get a quote for my client?We are able to provide you with a Key Facts Illustration for your client online or via email (or post) if you call us. What is your lending criteria?We have the following lending criteria:
If you have any cases that fall out with these criteria, please call us on 0845 845 8451 (call charges may vary) to discuss this further. How many people can I have named on the mortgage?We allow a maximum of 2 individuals to be named on the mortgage, both of which should be resident at the property. Do you do Guarantor mortgages?Yes, we do offer Guarantor mortgages, depending on individual circumstances. Please call us on 0845 845 8451 (call charges may vary) to discuss this further. What are the timescales for receiving a Key Facts Illustration?If you use our online service, you will receive the Key Facts Illustration on-screen within seconds. If you call us, you can have the Key Facts Illustration emailed (or posted) to you. What do you accept as income and what do you require for expenditure?We accept the following types of income:
For expenditure we will take into account the following:
Do you do Buy to Let mortgages?We do offer Buy to Let mortgages up to 75% loan to value. Learn more about Freestyle Buy to Let Do you offer Equity Release mortgages?We do offer Lifetime mortgages for applicants aged 60 or above. View our Lifetime product. Can you email me a KFI?To request a KFI, go to our Quick Quote calculator by clicking on the link below and follow the on screen prompts. Your KFI will be available on-screen within seconds and you can also have it emailed to you. Alternatively if you call us, you can have the Key Facts Illustration emailed (or posted) to you. Quick Quote calculator |
|
|
|
