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Freestyle Tracker

 

A flexible, variable base rate tracker mortgage. Your client's mortgage rate changes in line with the Bank of England base rate.

Get a quote and apply onlineview our Tracker rates

Top Benefits

Freestyle Term Tracker tracks the base rate for the term of the mortgage.

No standard valuation fee and no standard legal fee with our Freestyle remortgage package.
Read more about moving your client's mortgage to us

Borrow more money in the future using the Cash Reserve facility.

See our Cash Reserve demo

Pay off the mortgage early with regular or lump sum overpayments. Early repayment charges apply if your client's mortgage is repaid in full within the tie-in period.
Use our Overpayment calculator

Your client can borrow back overpayments at their current tracker rate or choose from our additional borrowing product range available at that time.

When the Bank of England rate changes, the tracker rate will change within 7 working days.

Make the most of your client's savings by adding Offsetting and reducing their mortgage interest.
Learn more about Offsetting
See our Offsetting demo for full details

Borrowing amount based on what your client can afford.
Use our Affordability calculator

The Facts

An arrangement fee applies.

Freestyle Tracker tracks the Bank of England base rate which can go up or down, affecting monthly repayments.

Early repayment charges apply. See the tariff of charges for details.

The Offsetting and Cash Reserve features are optional and have a one-off activation fee. Administration fees may also apply.

Adding fees, borrowing more with Cash Reserve or borrowing back any overpayments will increase payments and the amount secured on your client's home.

See the tariff of charges for details of all charges.


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Find out more our Freestyle Buy to Let options

Save thousands with half price arrangement

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Affordability calculator
Affordability based lending means your client could borrow more

Find out how much