ToolsSales aidsRegisterFAQsMortgagesSavings
Go
Get our current mortgage rates Get a quick quote, KFI and apply online View your saved Freestyle mortgage quotes
You are here: Home / Savings products / ISAs

ISAs


 

By choosing a Cash ISA, your client can benefit from tax-free interest. Call us today on 08457 55 56 61 to apply (call charges may vary).

More infoview our rates
Top benefits

We offer a Direct Access Cash ISA and from time to time, Fixed Rate Cash ISAs.

Your client could choose to save in a Cash ISA or invest in a Stocks and Shares ISA or a combination of both.

Our Direct Access Cash ISA can be pooled with other Standard Life Bank Direct Access Savings Accounts in your client's plan.

Interest calculated daily.

Your client can invest up to £7,200 in the tax year 2008/2009. All of the allowance can be invested in a Stocks and Shares ISA, or it can be split by investing up to £3,600 in a Cash ISA and the remainder of the £7,200 in a Stocks and Shares ISA.

In the tax year 2008/2009, your client can also transfer part/all of their cash subscription to a Stocks and Shares ISA, provided they haven't already used up the annual ISA investment allowance. This means your client can save up to a further £3,600 in a Cash ISA.

The facts

Accounts available to UK residents only over the age of 18. (16-17 year olds can apply for a Cash ISA only)

For ISAs, your client must be resident for tax purposes in the UK.

The tax relief for ISAs may be altered in the future and its value depends on your client's financial environment.

ISA documentation is issued by Standard Life Bank plc for the ISA Manager, Standard Life Savings Limited.

Withdrawals sent by electronic transfer via an external account will normally take 3 working days.



Affordability calculator
Affordability based lending means your client could borrow more

Find out how much

Watch our Freestyle+ video guides

Buy to Let clients? Have a look at our best ever rates
Have a look at our best ever rates.


Quote & apply